PAYMENT
All prices on www.irishantverk.se is in Swedish kronor (SEK), including 25% VAT.
At your order there is a shipping fee of 59 SEK.
For card and direct payments and invoices with payment within 14 days, no fees are added beyond the shipping cost. For partial payments through Svea Bank, fees are added, see below and read Svea Bank's terms and conditions.
Invoice
If paying by invoice, we collaborate with Svea Bank AB. Invoice payment terms are
14 days. In order to purchase by invoice, you must enter your personal identification number or corporate identity number. You can purchase under the condition that you are registered in the population register in Sweden and is over 18 years old. You may not have any credit history. If your desired choice, to pay with invoice, is rejected, you can go back at checkout and choose another payment method. All invoices are by Iris Hantverk AB transferred to Svea Bank AB. Invoices are sent by email. If payment is delayed there will be a legally required fee and a reminder charge. The penalty interest rate is 20% per month. Non-payment invoices are submitted to collection.
Read more about general conditions by Svea Bank AB here
Partial payment
Through our cooperation with Svea Bank AB, you can subscribe for an account credit agreement and thereby be able to part-pay all your purchases over SEK 200. Choose the credit period that suits you best by checking the campaign options. The purchase can be refunded in full at any time before the maturity date. Standard credit check is done by having the data provided in the cashier, in some cases, this means that a credit report is taken. A copy of the credit report will then be sent to your home. If your desired choice, partial payment, is rejected, you can go back at checkout and choose another payment method. All invoices are by Iris Hantverk AB transferred to Svea Bank AB. Do you have any questions you can call 08-51493113 for further information.
You can have one or more ongoing partial payments and Svea Bank AB compiles them on a monthly account bill. The following options are available for payment:
3 months with 0% annual percentage rate (arrangement fee 195 SEK)
6 months with 0% annual percentage rate (arrangement fee 295 SEK)
12 months with 0% annual percentage rate (arrangement fee 395 SEK)
24 months with 9,95% annual percentage rate (arrangement fee 495 SEK)
Administration fee of 45 SEK per month added to all options. Examples of effective interest rate for purchases of SEK 10,000 posted for 12 months, 0% interest, SEK 395 arrangement fee and 45 SEK administration fee in accordance with the Consumer Agency's guidelines is 9,35%.
If payment is delayed there will be a legally required fee and a reminder charge. The penalty interest rate is 20% per month. Non-payment invoices are submitted to collection.
Read more about general conditions by Svea Bank AB here
SEKKI
Flexible Partial payment
Annual interest: 20% + reference interest rate at any time
Setup fee: 0 SEK
Administration fee: 55 SEK/month
If payment is delayed there will be a legally required fee and a reminder charge. The penalty interest rate is 20% per month. Non-payment invoices are submitted to collection.
Read more about general conditions by Svea Bank AB here
SEKKI
Online payment
We accept the following cards : Visa, MasterCard och Maestro. When you pay with a debit / charge card there will be no additional cost except the shipping cost of 59 SEK. Payment by card takes place under the current rules for online payment in Sweden and the EU. We use Svea Ekonomi hosted PCI DSS - certified card payments solution. The money is reserved on your account when ordering. All transactions are sent using SSL ( Secure Sockets Layer) very securely encrypted . No card numbers are saved . We use the latest security technology for credit card payments online 3D -Secure - a standard developed by Visa and MasterCard with intent to safely validate the consumer when buying online.
Credit card payments are handled by our partner Svea Bank AB to guarantee fast and safe payment. So here 's the deal:
1. At checkout, select Credit Card as payment method. You will be linked to Svea Bank AB secure payment server .
2. Select the type of credit card , enter the card number , expiry date, card security code ( CVC) * and the name of the cardholder.
3. Your data is sent encrypted and a check is performed to ensure that data is correct and that there are sufficient funds for the purchase.
4. Once the payment is accepted the money is drawn from your account, then you will be transferred via Svea Bank AB back to Iris Hantverk AB , which then sends your order .
Svea Bank AB that handles our credit card payments meet the requirements of PCI DSS ( Payment Card Industry Data Security Standard ) .
* CVC is the three-digit code that you will find at the back of your card and is used to increase the security of the payment on the internet.
Read more about general conditions by Svea Bank AB here
Corporate invoice:
Credit check: When applying for payment via Corporate invoice, the usual credit check is carried out, which may mean that a credit report is obtained.
Terms of payment: Due date and other terms for Corporate invoices appear on the invoice. In the case of invoice payment, the payment must have been received no later than 30 days from the invoice date. In the event of a delay in payment, a reminder fee of SEK 60 will be added as well as late payment interest corresponding to the reference interest rate applicable at any time plus 20 % per month from the due date until full payment is made.
Transfer: All company invoices will be transferred to Svea Bank AB, 556158-7634 ("Svea Bank"). All payments due to the invoice must be made to Svea Bank.
GDPR: When paying via Corporate invoice, the invoice will be transferred to Svea Bank AB and we will then share the company customer's personal data with Svea Bank. Svea Bank is the personal data controller for the claims that we have transferred to Svea Bank. For detailed information on Svea Bank's processing of personal data, please read further in Svea's data protection information available at https://www.svea.com/dataskydd or contact Svea via mail 169 81 Solna, telephone 08 – 514 931 13 or swp@svea .com. The Data Protection Officer can be reached at privacy@svea.com.